/* ==========================================================================
   Loan Finserv - Modern Design System & Beautification Stylesheet
   ========================================================================== */

:root {
  --primary-color: #ff5722;
  --primary-hover: #f4511e;
  --primary-gradient: linear-gradient(135deg, #ff5722 0%, #ff7043 100%);
  --primary-gradient-hover: linear-gradient(135deg, #f4511e 0%, #ff5722 100%);
  --primary-soft: rgba(255, 87, 34, 0.08);
  --primary-glow: rgba(255, 87, 34, 0.25);
  
  --secondary-color: #0f172a;
  --secondary-light: #1e293b;
  --secondary-muted: #334155;
  
  --accent-blue: #2563eb;
  --accent-green: #10b981;
  
  --bg-page: #f8fafc;
  --bg-card: #ffffff;
  --bg-subtle: #f1f5f9;
  
  --text-main: #1e293b;
  --text-muted: #64748b;
  --text-light: #94a3b8;
  
  --border-color: #e2e8f0;
  --border-focus: #ff5722;
  
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;
  
  --shadow-xs: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-sm: 0 4px 6px -1px rgba(0, 0, 0, 0.05), 0 2px 4px -2px rgba(0, 0, 0, 0.05);
  --shadow-md: 0 10px 15px -3px rgba(0, 0, 0, 0.07), 0 4px 6px -4px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 20px 25px -5px rgba(0, 0, 0, 0.08), 0 8px 10px -6px rgba(0, 0, 0, 0.04);
  --shadow-hover: 0 20px 30px -10px rgba(255, 87, 34, 0.2);
  
  --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-heading: 'Outfit', 'Plus Jakarta Sans', sans-serif;
}

body {
  font-family: var(--font-body);
  color: var(--text-main);
  background-color: var(--bg-page);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6, .title {
  font-family: var(--font-heading);
  letter-spacing: -0.02em;
  font-weight: 700;
}

/* ==========================================================================
   Global Container & Layout Balance
   ========================================================================== */

@media (min-width: 1200px) {
  .container {
    max-width: 1180px;
  }
}

@media (min-width: 1400px) {
  .container {
    max-width: 1260px;
  }
}

/* ==========================================================================
   Header & Navigation (Exact match to reference design)
   ========================================================================== */

.header-area {
  position: relative;
  z-index: 999;
  width: 100%;
}

.header-top {
  background: #1c2438 !important;
  border-bottom: none;
  padding: 8px 0 !important;
}

.header-top-list ul {
  margin: 0;
  padding: 0;
  list-style: none;
  display: flex;
  align-items: center;
}

.header-top-list.text-right ul {
  justify-content: flex-end;
}

.header-top-list ul li {
  color: #ffffff !important;
  font-size: 13.5px !important;
  font-weight: 500 !important;
  display: inline-flex !important;
  align-items: center !important;
  gap: 8px !important;
  margin-right: 24px !important;
  line-height: 1.5 !important;
}

.header-top-list ul li:last-child {
  margin-right: 0 !important;
}

.header-top-list ul li i {
  color: #ffffff !important;
  font-size: 14px !important;
}

.header-top-list ul li a {
  color: #ffffff !important;
  font-weight: 500 !important;
  font-size: 13.5px !important;
  text-decoration: none !important;
  transition: opacity 0.2s ease;
}

.header-top-list ul li a:hover {
  opacity: 0.85;
  color: #ffffff !important;
}

/* Main Navigation Bar */
.header-area .navigation {
  background: #ffffff !important;
  box-shadow: 0 1px 6px rgba(0, 0, 0, 0.05) !important;
  padding: 0 !important;
  border-bottom: 1px solid #f1f5f9;
  position: relative;
  width: 100%;
}

.header-area .navigation .navbar {
  padding: 6px 0 !important;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.navbar-brand {
  padding: 0 !important;
  margin-right: 12px !important;
  display: inline-flex;
  align-items: center;
}

.navbar-brand img {
  height: 58px !important;
  max-height: 58px !important;
  width: auto !important;
  display: block;
}

/* Nav items */
@media (min-width: 992px) {
  .navbar-nav {
    display: flex !important;
    align-items: center !important;
    flex-direction: row !important;
    flex-wrap: nowrap !important;
  }
}

.header-area .navigation .navbar .navbar-nav .nav-item {
  position: relative;
  margin: 0 2px !important;
}

.header-area .navigation .navbar .navbar-nav .nav-item > a.page-scroll:not(.btn-apply):not(.btn-login),
.header-area .navigation .navbar .navbar-nav .nav-item > a:not(.btn-apply):not(.btn-login) {
  font-family: var(--font-body) !important;
  font-size: 14px !important;
  font-weight: 700 !important;
  color: #1e293b !important;
  padding: 8px 7px !important;
  line-height: normal !important;
  display: block !important;
  background: transparent !important;
  border-radius: 0 !important;
  border: none !important;
  white-space: nowrap !important;
  transition: color 0.2s ease !important;
}

.header-area .navigation .navbar .navbar-nav .nav-item > a.page-scroll:not(.btn-apply):not(.btn-login):hover,
.header-area .navigation .navbar .navbar-nav .nav-item > a:not(.btn-apply):not(.btn-login):hover {
  color: #ff4500 !important;
  background: transparent !important;
}

@media (min-width: 992px) and (max-width: 1199.98px) {
  .navbar-brand img {
    height: 48px !important;
    max-height: 48px !important;
  }
  .header-area .navigation .navbar .navbar-nav .nav-item {
    margin: 0 1px !important;
  }
  .header-area .navigation .navbar .navbar-nav .nav-item > a.page-scroll:not(.btn-apply):not(.btn-login),
  .header-area .navigation .navbar .navbar-nav .nav-item > a:not(.btn-apply):not(.btn-login) {
    font-size: 12.5px !important;
    padding: 6px 4px !important;
  }
  .header-area .navigation .navbar .navbar-nav .nav-item a.btn-apply,
  .header-area .navigation .navbar .navbar-nav .nav-item a.btn-login {
    padding: 7px 12px !important;
    font-size: 12px !important;
  }
}

/* Hide any legacy underline pseudo-elements */
.header-area .navigation .navbar .navbar-nav .nav-item > a::before {
  display: none !important;
}

/* Dropdown Sub-menu */
@media (min-width: 992px) {
  .header-area .navigation .navbar .navbar-nav .nav-item .sub-menu {
    position: absolute;
    left: 0;
    top: 100%;
    width: 240px;
    background: #ffffff;
    border-radius: 6px !important;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1) !important;
    border: 1px solid #edf2f7;
    padding: 8px 0 !important;
    opacity: 0;
    visibility: hidden;
    transition: all 0.2s ease;
    z-index: 999;
  }

  .header-area .navigation .navbar .navbar-nav .nav-item:hover .sub-menu {
    opacity: 1;
    visibility: visible;
  }
}

.header-area .navigation .navbar .navbar-nav .nav-item .sub-menu li {
  display: block;
}

.header-area .navigation .navbar .navbar-nav .nav-item .sub-menu li a {
  font-size: 14px !important;
  font-weight: 500 !important;
  padding: 9px 20px !important;
  color: #334155 !important;
  display: block !important;
  line-height: normal !important;
  transition: all 0.2s ease !important;
}

.header-area .navigation .navbar .navbar-nav .nav-item .sub-menu li a:hover {
  background: #fff5f0 !important;
  color: #ff4500 !important;
  padding-left: 24px !important;
}

/* Header Buttons: Apply Now & Login (Crisp solid orange rectangular buttons) */
.header-area .navigation .navbar .navbar-nav .nav-item a.btn-apply,
.header-area .navigation .navbar .navbar-nav .nav-item a.btn-login {
  background: #ff4500 !important;
  color: #ffffff !important;
  font-family: var(--font-body) !important;
  font-size: 13.5px !important;
  font-weight: 700 !important;
  padding: 8px 16px !important;
  border-radius: 3px !important;
  line-height: normal !important;
  white-space: nowrap !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  border: none !important;
  box-shadow: none !important;
  margin-top: 0 !important;
  text-decoration: none !important;
  transition: background-color 0.2s ease, transform 0.15s ease !important;
}

.header-area .navigation .navbar .navbar-nav .nav-item a.btn-apply {
  margin-left: 6px !important;
}

.header-area .navigation .navbar .navbar-nav .nav-item a.btn-login {
  margin-left: 4px !important;
}

.header-area .navigation .navbar .navbar-nav .nav-item a.btn-apply:hover,
.header-area .navigation .navbar .navbar-nav .nav-item a.btn-login:hover {
  background: #e03d00 !important;
  color: #ffffff !important;
  transform: translateY(-1px);
}

/* ==========================================================================
   Buttons
   ========================================================================== */

.main-btn {
  background: var(--primary-gradient);
  color: #ffffff !important;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 15px;
  padding: 13px 32px;
  border-radius: var(--radius-md);
  border: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  box-shadow: 0 4px 14px rgba(255, 87, 34, 0.3);
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  cursor: pointer;
  text-decoration: none !important;
}

.main-btn:hover {
  background: var(--primary-gradient-hover);
  transform: translateY(-2px);
  box-shadow: 0 8px 22px rgba(255, 87, 34, 0.4);
  color: #ffffff !important;
}

.main-btn.main-btn-2, .main-btn-outline {
  background: transparent !important;
  border: 2px solid var(--primary-color) !important;
  color: var(--primary-color) !important;
  box-shadow: none !important;
}

.main-btn.main-btn-2:hover, .main-btn-outline:hover {
  background: var(--primary-gradient) !important;
  color: #ffffff !important;
  border-color: transparent !important;
  box-shadow: 0 6px 18px rgba(255, 87, 34, 0.3) !important;
}

.main-btn-sm {
  padding: 9px 20px;
  font-size: 13.5px;
  border-radius: var(--radius-sm);
}

/* ==========================================================================
   Form Controls Modernization
   ========================================================================== */

.form-group-modern {
  margin-bottom: 22px;
}

.form-group-modern label {
  display: block;
  font-size: 13.5px;
  font-weight: 600;
  color: #334155;
  margin-bottom: 8px;
}

.form-group-modern label .req {
  color: #ef4444;
  margin-left: 2px;
}

.form-control-modern,
.contact-page-area .contact-item .input-box input,
.contact-page-area .contact-item .input-box textarea,
.select-box-modern {
  width: 100%;
  height: 48px;
  padding: 10px 16px;
  font-size: 14.5px;
  font-family: var(--font-body);
  color: #1e293b;
  background-color: #ffffff !important;
  border: 1.5px solid #cbd5e1 !important;
  border-radius: var(--radius-md) !important;
  transition: all 0.2s ease;
  outline: none;
  box-sizing: border-box;
}

.contact-page-area .contact-item .input-box textarea,
textarea.form-control-modern {
  height: 140px;
  resize: vertical;
}

.form-control-modern:focus,
.contact-page-area .contact-item .input-box input:focus,
.contact-page-area .contact-item .input-box textarea:focus,
.select-box-modern:focus {
  background-color: #ffffff !important;
  border-color: var(--primary-color) !important;
  box-shadow: 0 0 0 3.5px rgba(255, 87, 34, 0.15) !important;
}

.select-box-modern {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 24 24' stroke='%2364748b'%3E%3Cpath stroke-linecap='round' stroke-linejoin='round' stroke-width='2' d='M19 9l-7 7-7-7'%3E%3C/path%3E%3C/svg%3E") !important;
  background-repeat: no-repeat !important;
  background-position: right 14px center !important;
  background-size: 16px !important;
  padding-right: 40px !important;
  cursor: pointer;
}

.form-card-wrapper {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  box-shadow: var(--shadow-lg);
  border: 1px solid #e2e8f0;
  position: relative;
  overflow: hidden;
}

.form-card-wrapper::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--primary-gradient);
}

.trust-badges-bar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 20px;
  padding: 16px 20px;
  background: var(--bg-subtle);
  border-radius: var(--radius-md);
  margin-bottom: 30px;
}

.trust-badge-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: #334155;
}

.trust-badge-item i {
  color: var(--primary-color);
  font-size: 15px;
}

/* ==========================================================================
   Hero Banner Slider Modernization & Height Control
   ========================================================================== */

.banner-area {
  margin-top: 0 !important;
  position: relative;
  overflow: hidden;
  background-color: #0f172a;
}

.banner-item {
  background-repeat: no-repeat !important;
  background-size: cover !important;
  background-position: center center !important;
  position: relative;
  width: 100%;
}

.banner-item .banner-overlay {
  background: linear-gradient(90deg, rgba(15, 23, 42, 0.92) 0%, rgba(15, 23, 42, 0.78) 50%, rgba(15, 23, 42, 0.35) 100%) !important;
  height: 560px !important;
  min-height: 560px !important;
  max-height: 600px;
  display: flex !important;
  align-items: center !important;
  position: relative;
  transition: height 0.3s ease;
}

@media (min-width: 1400px) {
  .banner-item .banner-overlay {
    height: 580px !important;
    min-height: 580px !important;
  }
}

@media (max-width: 1199px) {
  .banner-item .banner-overlay {
    height: 520px !important;
    min-height: 520px !important;
  }
}

@media (max-width: 991px) {
  .banner-item .banner-overlay {
    height: 480px !important;
    min-height: 480px !important;
    background: linear-gradient(90deg, rgba(15, 23, 42, 0.94) 0%, rgba(15, 23, 42, 0.82) 65%, rgba(15, 23, 42, 0.5) 100%) !important;
  }
}

@media (max-width: 767px) {
  .banner-area {
    margin-top: 0 !important;
  }

  .banner-item .banner-overlay {
    height: auto !important;
    min-height: 430px !important;
    padding: 45px 0 !important;
    background: linear-gradient(180deg, rgba(15, 23, 42, 0.94) 0%, rgba(15, 23, 42, 0.84) 100%) !important;
  }
}

.banner-item .banner-overlay .banner-content {
  max-width: 780px;
  position: relative;
  z-index: 3;
  overflow: visible !important;
}

/* Feature Chips */
.hero-feature-chips {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-bottom: 18px;
}

.hero-chip {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  color: #ffffff;
  padding: 6px 15px;
  border-radius: var(--radius-full);
  font-size: 13px;
  font-weight: 600;
  border: 1px solid rgba(255, 255, 255, 0.22);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
  letter-spacing: 0.2px;
  transition: all 0.25s ease;
}

.hero-chip:hover {
  background: rgba(255, 255, 255, 0.22);
  border-color: rgba(255, 255, 255, 0.4);
  transform: translateY(-2px);
}

.hero-chip i {
  font-size: 13px;
}

/* Pre-heading Subtitle */
.banner-item .banner-overlay .banner-content span.hero-subtitle,
.banner-item .banner-overlay .banner-content > span {
  display: inline-flex !important;
  align-items: center !important;
  gap: 8px;
  color: #ff9e80 !important;
  text-transform: uppercase !important;
  font-size: 13px !important;
  font-weight: 700 !important;
  letter-spacing: 1.8px !important;
  padding-bottom: 0 !important;
  margin-bottom: 6px !important;
  text-shadow: 0 1px 4px rgba(0, 0, 0, 0.4);
}

/* Banner Title */
.banner-item .banner-overlay .banner-content .title {
  font-family: var(--font-heading) !important;
  font-size: 46px !important;
  line-height: 1.22 !important;
  font-weight: 800 !important;
  color: #ffffff !important;
  text-transform: capitalize !important;
  padding-bottom: 0 !important;
  margin-top: 10px !important;
  margin-bottom: 24px !important;
  letter-spacing: -0.02em !important;
  text-shadow: 0 2px 15px rgba(0, 0, 0, 0.4) !important;
}

@media (max-width: 1199px) {
  .banner-item .banner-overlay .banner-content .title {
    font-size: 38px !important;
    line-height: 1.24 !important;
    margin-bottom: 20px !important;
  }
}

@media (max-width: 991px) {
  .banner-item .banner-overlay .banner-content .title {
    font-size: 32px !important;
    line-height: 1.26 !important;
  }
}

@media (max-width: 767px) {
  .banner-item .banner-overlay .banner-content .title {
    font-size: 26px !important;
    line-height: 1.28 !important;
    margin-bottom: 20px !important;
  }
}

@media (max-width: 480px) {
  .banner-item .banner-overlay .banner-content .title {
    font-size: 23px !important;
    line-height: 1.3 !important;
  }
}

/* Hero Action Buttons */
.hero-action-buttons,
.banner-item .banner-overlay .banner-content .mt-30 {
  display: flex !important;
  align-items: center !important;
  flex-wrap: wrap !important;
  gap: 14px !important;
  margin-top: 0 !important;
}

.banner-item .banner-overlay .banner-content .main-btn {
  font-size: 14.5px !important;
  font-weight: 700 !important;
  padding: 12px 26px !important;
  border-radius: var(--radius-md) !important;
  gap: 8px !important;
}

.banner-item .banner-overlay .banner-content .main-btn.main-btn-2 {
  background: rgba(255, 255, 255, 0.12) !important;
  backdrop-filter: blur(8px) !important;
  -webkit-backdrop-filter: blur(8px) !important;
  border: 1.5px solid rgba(255, 255, 255, 0.55) !important;
  color: #ffffff !important;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15) !important;
}

.banner-item .banner-overlay .banner-content .main-btn.main-btn-2:hover {
  background: #ff5722 !important;
  border-color: #ff5722 !important;
  color: #ffffff !important;
  box-shadow: 0 8px 22px rgba(255, 87, 34, 0.4) !important;
  transform: translateY(-2px);
}

/* Slick Arrows */
.banner-area .slick-arrow {
  position: absolute !important;
  top: 50% !important;
  transform: translateY(-50%) !important;
  z-index: 10 !important;
  width: 50px !important;
  height: 50px !important;
  line-height: 48px !important;
  border-radius: 50% !important;
  background: rgba(255, 255, 255, 0.18) !important;
  backdrop-filter: blur(10px) !important;
  -webkit-backdrop-filter: blur(10px) !important;
  border: 1px solid rgba(255, 255, 255, 0.35) !important;
  color: #ffffff !important;
  font-size: 18px !important;
  cursor: pointer !important;
  text-align: center !important;
  transition: all 0.25s ease !important;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.25) !important;
  outline: none !important;
}

.banner-area .slick-arrow.prev {
  left: 25px !important;
}

.banner-area .slick-arrow.next {
  right: 25px !important;
}

.banner-area .slick-arrow:hover {
  background: #ff5722 !important;
  border-color: #ff5722 !important;
  color: #ffffff !important;
  transform: translateY(-50%) scale(1.1) !important;
  box-shadow: 0 8px 24px rgba(255, 87, 34, 0.5) !important;
}

@media (max-width: 991px) {
  .banner-area .slick-arrow {
    width: 42px !important;
    height: 42px !important;
    line-height: 40px !important;
    font-size: 16px !important;
  }

  .banner-area .slick-arrow.prev {
    left: 12px !important;
  }

  .banner-area .slick-arrow.next {
    right: 12px !important;
  }
}

@media (max-width: 575px) {
  .banner-area .slick-arrow {
    display: none !important;
  }
}

/* Modern Product / Loan Service Cards */
.loan-card-modern {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  display: flex;
  flex-direction: column;
  height: 100%;
  position: relative;
}

.loan-card-modern:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(255, 87, 34, 0.3);
}

.loan-card-icon {
  width: 68px;
  height: 68px;
  border-radius: var(--radius-md);
  background: var(--primary-soft);
  color: var(--primary-color);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  margin-bottom: 22px;
  transition: all 0.3s ease;
}

.loan-card-modern:hover .loan-card-icon {
  background: var(--primary-gradient);
  color: #ffffff;
  transform: scale(1.05);
}

.loan-card-modern .card-title {
  font-size: 20px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 12px;
}

.loan-card-modern p {
  font-size: 14.5px;
  line-height: 1.6;
  color: #64748b;
  margin-bottom: 20px;
  flex-grow: 1;
}

.loan-card-link {
  font-size: 14px;
  font-weight: 600;
  color: var(--primary-color);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s ease;
  text-decoration: none !important;
}

.loan-card-modern:hover .loan-card-link {
  color: var(--primary-hover);
  gap: 10px;
}

/* Stats / Sub Area */
.sub-area-modern {
  background: #ffffff;
  padding: 40px 0;
  border-bottom: 1px solid #e2e8f0;
}

.stat-item-modern {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 20px;
  border-radius: var(--radius-md);
  background: var(--bg-page);
  border: 1px solid var(--border-color);
  transition: all 0.3s ease;
}

.stat-item-modern:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: rgba(255, 87, 34, 0.3);
}

.stat-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-full);
  background: var(--primary-soft);
  color: var(--primary-color);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.stat-content h4 {
  font-size: 16px;
  font-weight: 700;
  color: #0f172a;
  margin: 0;
}

/* Stepper / Simple Loan Process */
.process-step-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 36px 24px;
  text-align: center;
  border: 1px solid #e2e8f0;
  box-shadow: var(--shadow-sm);
  position: relative;
  transition: all 0.3s ease;
  height: 100%;
}

.process-step-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: rgba(255, 87, 34, 0.3);
}

.step-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  width: 32px;
  height: 32px;
  border-radius: var(--radius-full);
  background: var(--primary-gradient);
  color: #ffffff;
  font-size: 14px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 10px rgba(255, 87, 34, 0.35);
}

.process-icon {
  font-size: 34px;
  color: var(--primary-color);
  margin-top: 10px;
  margin-bottom: 18px;
}

/* ==========================================================================
   Bank Partner Cards — Reference Image Layout (Scoped to Bank Partners)
   ========================================================================== */

/* Card wrapper */
.bank-partners-section .single-team,
.bank-partners-page .single-team {
  background: #ffffff !important;
  border-radius: 12px !important;
  padding: 0 !important;
  border: 1px solid #e2e8f0 !important;
  box-shadow: 0 2px 16px rgba(0,0,0,0.08) !important;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1) !important;
  display: flex !important;
  flex-direction: column !important;
  align-items: stretch !important;
  text-align: center !important;
  height: 100% !important;
  position: relative !important;
  overflow: hidden !important;
}

.bank-partners-section .single-team:hover,
.bank-partners-page .single-team:hover {
  transform: translateY(-5px) !important;
  box-shadow: 0 12px 36px rgba(255, 67, 2, 0.15) !important;
  border-color: rgba(255, 87, 34, 0.25) !important;
}

/* ── Logo image: edge-to-edge, matches reference image ── */
.bank-partners-section .team-thumb,
.bank-partners-page .team-thumb {
  width: 100% !important;
  height: 190px !important;
  display: block !important;
  padding: 0 !important;
  background: #f4f6f8 !important;
  border-radius: 0 !important;
  margin-bottom: 0 !important;
  border: none !important;
  border-bottom: 1px solid #edf2f7 !important;
  overflow: hidden !important;
  position: static !important;
  flex-shrink: 0 !important;
  box-sizing: border-box !important;
}

/* ── Logo fills full thumb area — wall to wall ── */
.bank-partners-section .team-thumb img,
.bank-partners-section .single-team .team-thumb img,
.bank-partners-page .team-thumb img,
.bank-partners-page .single-team .team-thumb img {
  width: 100% !important;
  height: 100% !important;
  max-width: 100% !important;
  max-height: 190px !important;
  object-fit: contain !important;
  object-position: center !important;
  display: block !important;
  margin: 0 !important;
  transition: transform 0.35s ease !important;
  filter: none !important;
}

.bank-partners-section .single-team:hover .team-thumb img,
.bank-partners-page .single-team:hover .team-thumb img {
  transform: scale(1.04) !important;
}

/* ── Action area below the image ── */
.bank-partners-section .card-actions,
.bank-partners-page .card-actions {
  padding: 12px 12px 14px !important;
  display: flex !important;
  flex-direction: column !important;
  gap: 8px !important;
  flex: 1 !important;
}

/* ── Partner name pill (orange label like reference image) ── */
.bank-partners-section .team-social,
.bank-partners-page .team-social {
  position: static !important;
  background: #e8380d !important;
  border-radius: 40px !important;
  width: 100% !important;
  margin-bottom: 0 !important;
  padding: 0 !important;
  transition: background 0.2s ease !important;
  box-shadow: 0 3px 10px rgba(232, 56, 13, 0.25) !important;
}

.bank-partners-section .single-team:hover .team-social,
.bank-partners-page .single-team:hover .team-social {
  background: #c93009 !important;
}

.bank-partners-section .team-social ul,
.bank-partners-page .team-social ul {
  padding: 12px 16px !important;
  margin: 0 !important;
  list-style: none !important;
}

.bank-partners-section .team-social ul li,
.bank-partners-page .team-social ul li {
  font-size: 14px !important;
  font-weight: 600 !important;
  color: #ffffff !important;
  margin-bottom: 0 !important;
  line-height: 1.2 !important;
  letter-spacing: 0.02em !important;
}

/* ── APPLY LOAN button ── */
.bank-partners-section .single-team .main-btn,
.bank-partners-page .single-team .main-btn {
  display: block !important;
  text-align: center !important;
  width: 100% !important;
  background: #e8380d !important;
  color: #ffffff !important;
  border: none !important;
  border-radius: 40px !important;
  padding: 12px 16px !important;
  font-size: 12px !important;
  font-weight: 900 !important;
  letter-spacing: 0.12em !important;
  text-transform: uppercase !important;
  text-decoration: none !important;
  transition: background 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;
  margin-top: 0 !important;
  box-shadow: 0 3px 10px rgba(232, 56, 13, 0.25) !important;
}

.bank-partners-section .single-team .main-btn:hover,
.bank-partners-page .single-team .main-btn:hover {
  background: #c93009 !important;
  transform: translateY(-2px) !important;
  box-shadow: 0 6px 18px rgba(232, 56, 13, 0.35) !important;
  color: #ffffff !important;
}

/* ── Social Share Buttons ── */
.social-share {
  margin-top: 0 !important;
  text-align: center !important;
}

.social-share a {
  width: 34px !important;
  height: 34px !important;
  border-radius: 50% !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  margin: 0 3px !important;
  font-size: 13px !important;
  transition: all 0.2s ease !important;
  border-width: 1.5px !important;
}

.social-share a:hover {
  transform: translateY(-2px) !important;
  box-shadow: 0 4px 10px rgba(0,0,0,0.12) !important;
}

/* ==========================================================================
   Why Choose Us Section — Exact Reference Match
   ========================================================================== */

.why-choose-area {
  background: #ffffff;
  padding: 60px 0 70px;
}

.why-choose-header {
  margin-bottom: 35px;
}

.why-choose-title {
  font-family: 'Outfit', 'Plus Jakarta Sans', sans-serif;
  font-size: 32px;
  font-weight: 700;
  color: #0b1a3e;
  letter-spacing: -0.3px;
  margin: 0;
}

.why-choose-card {
  position: relative;
  background: #ffffff;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 3px 16px rgba(0, 0, 0, 0.08);
  transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  display: flex;
  flex-direction: column;
}

.why-choose-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.14);
}

.why-choose-thumb {
  width: 100%;
  height: 280px;
  overflow: hidden;
  background: #e2e8f0;
}

.why-choose-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transition: transform 0.4s ease;
}

.why-choose-card:hover .why-choose-thumb img {
  transform: scale(1.04);
}

.why-choose-badge {
  background: #ff4700;
  border-radius: 22px 22px 0 0;
  padding: 15px 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  color: #ffffff;
  margin-top: -24px;
  position: relative;
  z-index: 2;
}

.why-choose-icon {
  width: 26px;
  height: 26px;
  color: #ffffff;
  stroke: #ffffff;
  fill: none;
  flex-shrink: 0;
  vertical-align: middle;
}

.why-choose-label {
  font-family: 'Outfit', 'Plus Jakarta Sans', sans-serif;
  font-size: 18px;
  font-weight: 600;
  color: #ffffff;
  letter-spacing: 0.2px;
  line-height: 1.2;
}

@media (max-width: 991px) {
  .why-choose-thumb {
    height: 260px;
  }
  .why-choose-title {
    font-size: 28px;
  }
  .why-choose-label {
    font-size: 17px;
  }
}

/* ==========================================================================
   Career & Job Cards
   ========================================================================== */

.job-card-modern {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 32px;
  margin-bottom: 24px;
  border: 1px solid #e2e8f0;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
}

.job-card-modern:hover {
  box-shadow: var(--shadow-md);
  border-color: rgba(255, 87, 34, 0.3);
  transform: translateY(-3px);
}

.job-card-header {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  border-bottom: 1px solid #f1f5f9;
  padding-bottom: 18px;
  margin-bottom: 20px;
}

.job-card-title {
  font-size: 22px;
  font-weight: 700;
  color: #0f172a;
  margin: 0;
}

.job-tags-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 6px;
}

.job-tag-pill {
  font-size: 12.5px;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  background: #f1f5f9;
  color: #475569;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

.job-tag-pill.featured {
  background: var(--primary-soft);
  color: var(--primary-color);
}

.job-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 12px;
  font-size: 14.5px;
  color: #475569;
  line-height: 1.6;
}

.job-detail-item i {
  color: #10b981;
  font-size: 16px;
  margin-top: 4px;
  flex-shrink: 0;
}

/* ==========================================================================
   Product Inner Pages Sidebar & Details
   ========================================================================== */

.blog-sidebar .btn-blog a.lone-btn {
  width: 100%;
  border-radius: var(--radius-md);
  margin-bottom: 12px;
  text-align: left;
  padding: 13px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #ffffff;
  color: #1e293b !important;
  font-size: 14px;
  font-weight: 600;
  border: 1px solid #e2e8f0;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
  transition: all 0.25s ease;
}

.blog-sidebar .btn-blog a.lone-btn i {
  color: var(--primary-color);
  transition: transform 0.25s ease;
}

.blog-sidebar .btn-blog a.lone-btn:hover,
.blog-sidebar .btn-blog a.lone-btn.active {
  background: var(--primary-gradient) !important;
  color: #ffffff !important;
  border-color: transparent !important;
  box-shadow: 0 6px 18px rgba(255, 87, 34, 0.25) !important;
  transform: translateX(4px);
}

.blog-sidebar .btn-blog a.lone-btn:hover i,
.blog-sidebar .btn-blog a.lone-btn.active i {
  color: #ffffff !important;
  transform: translateX(3px);
}

.blog-sidebar-news {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 24px;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

.blog-sidebar-news-title .title {
  font-size: 18px;
  font-weight: 700;
  color: #0f172a;
}

.solution-content {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

.solution-content > .title {
  font-size: 22px;
  font-weight: 800;
  color: #0f172a;
  letter-spacing: -0.01em;
}

.solution-content p {
  color: #475569;
  font-size: 15px;
  line-height: 1.7;
}

.solution-content ul.about-area {
  padding-left: 0;
  list-style: none;
}

.solution-content ul.about-area li {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  font-size: 15px;
  color: #334155;
  border-bottom: 1px solid #f1f5f9;
}

.solution-content ul.about-area li i {
  color: #10b981 !important;
  font-size: 15px;
}

/* ==========================================================================
   Footer Overhaul
   ========================================================================== */

.footer-area {
  background: #0b1120;
  color: #94a3b8;
  padding-top: 70px;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
}

.footer-widget .title {
  color: #ffffff;
  font-size: 19px;
  font-weight: 700;
  margin-bottom: 22px;
  position: relative;
  padding-bottom: 12px;
}

.footer-widget .title::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 40px;
  height: 3px;
  background: var(--primary-gradient);
  border-radius: var(--radius-full);
}

.footer-widget ul li {
  margin-bottom: 10px;
}

.footer-widget ul li a {
  color: #94a3b8;
  font-size: 14.5px;
  transition: all 0.2s ease;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-widget ul li a:hover {
  color: #ffffff;
  transform: translateX(4px);
}

.newsletter-box-modern {
  display: flex;
  background: #1e293b;
  border-radius: var(--radius-md);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 4px;
  margin-top: 16px;
}

.newsletter-box-modern input {
  background: transparent !important;
  border: none !important;
  color: #ffffff !important;
  padding: 10px 16px;
  font-size: 14px;
  flex-grow: 1;
  outline: none;
}

.newsletter-box-modern input::placeholder {
  color: #64748b;
}

.newsletter-box-modern button {
  background: var(--primary-gradient);
  color: #ffffff;
  border: none;
  padding: 10px 20px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 14px;
  cursor: pointer;
  transition: opacity 0.2s ease;
}

.newsletter-box-modern button:hover {
  opacity: 0.9;
}

.footer-resreved {
  background: #060911;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  padding: 20px 0;
  margin-top: 50px;
}

/* ==========================================================================
   Responsive Utilities
   ========================================================================== */

@media (max-width: 991px) {
  .header-area .navigation {
    padding: 8px 0 !important;
  }
  .navbar-collapse {
    background: #ffffff;
    padding: 20px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    margin-top: 12px;
  }
  .header-area .navigation .navbar .navbar-nav {
    flex-direction: column !important;
    align-items: flex-start !important;
    width: 100% !important;
  }
  .header-area .navigation .navbar .navbar-nav .nav-item {
    width: 100% !important;
    margin: 4px 0 !important;
  }
  .header-area .navigation .navbar .navbar-nav .nav-item > a:not(.btn-apply):not(.btn-login),
  .header-area .navigation .navbar .navbar-nav .nav-item > a.page-scroll:not(.btn-apply):not(.btn-login) {
    padding: 8px 12px !important;
    width: 100% !important;
    display: block !important;
  }
  .header-area .navigation .navbar .navbar-nav .nav-item a.btn-apply, 
  .header-area .navigation .navbar .navbar-nav .nav-item a.btn-login {
    margin: 6px 0 !important;
    display: block !important;
    width: 100% !important;
    text-align: center !important;
  }
  .form-card-wrapper {
    padding: 28px 18px;
  }
}

/* ==========================================================================
   Modern Product & Inner Pages Styling System
   ========================================================================== */

.product-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 87, 34, 0.1);
  color: var(--primary-color);
  font-size: 13px;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border: 1px solid rgba(255, 87, 34, 0.2);
}

.feature-stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
  margin-bottom: 28px;
}

.feature-stat-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-md);
  padding: 18px 20px;
  display: flex;
  align-items: center;
  gap: 16px;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
  transition: all 0.25s ease;
}

.feature-stat-card:hover {
  transform: translateY(-3px);
  border-color: rgba(255, 87, 34, 0.3);
  box-shadow: 0 10px 20px rgba(255, 87, 34, 0.08);
}

.feature-stat-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--primary-soft);
  color: var(--primary-color);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
  transition: all 0.25s ease;
}

.feature-stat-card:hover .feature-stat-icon {
  background: var(--primary-color);
  color: #ffffff;
}

.feature-stat-info .stat-label {
  font-size: 12px;
  text-transform: uppercase;
  color: var(--text-muted);
  font-weight: 600;
  letter-spacing: 0.5px;
  margin-bottom: 2px;
  display: block;
}

.feature-stat-info .stat-value {
  font-size: 17px;
  font-weight: 800;
  color: var(--secondary-color);
  margin: 0;
  line-height: 1.2;
}

.product-content-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 32px 30px;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
  margin-bottom: 30px;
}

.product-section-header {
  margin-bottom: 20px;
  position: relative;
  padding-left: 14px;
}

.product-section-header::before {
  content: '';
  position: absolute;
  left: 0;
  top: 4px;
  bottom: 4px;
  width: 4px;
  background: var(--primary-gradient);
  border-radius: 4px;
}

.product-section-header .section-title {
  font-size: 21px;
  font-weight: 800;
  color: var(--secondary-color);
  margin: 0;
}

.product-section-header .section-subtitle {
  font-size: 13.5px;
  color: var(--text-muted);
  margin-top: 4px;
  margin-bottom: 0;
}

.product-body-text {
  color: #475569;
  font-size: 15px;
  line-height: 1.75;
  margin-bottom: 18px;
}

/* Eligibility & Document Matrix */
.eligibility-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 15px;
}

.eligibility-card {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-md);
  padding: 22px 20px;
  position: relative;
  transition: all 0.25s ease;
}

.eligibility-card:hover {
  border-color: rgba(255, 87, 34, 0.3);
  background: #ffffff;
  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.05);
}

.eligibility-card-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 1px solid #e2e8f0;
}

.eligibility-card-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  color: var(--primary-color);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}

.eligibility-card-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--secondary-color);
  margin: 0;
}

.checklist-modern {
  list-style: none;
  padding: 0;
  margin: 0;
}

.checklist-modern li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 8px 0;
  font-size: 14px;
  color: #334155;
  border-bottom: 1px dashed #e2e8f0;
  line-height: 1.5;
}

.checklist-modern li:last-child {
  border-bottom: none;
}

.checklist-modern li i {
  color: #10b981;
  font-size: 14px;
  margin-top: 3px;
  flex-shrink: 0;
}

/* Documents Grid */
.doc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 14px;
  margin-top: 15px;
}

.doc-item {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 13.5px;
  font-weight: 500;
  color: #334155;
}

.doc-item i {
  width: 28px;
  height: 28px;
  border-radius: 6px;
  background: rgba(16, 185, 129, 0.12);
  color: #10b981;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  flex-shrink: 0;
}

/* Application Steps Grid */
.process-flow-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
  margin-top: 15px;
}

.process-step-item {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-md);
  padding: 22px 18px;
  text-align: center;
  position: relative;
  transition: all 0.25s ease;
}

.process-step-item:hover {
  background: #ffffff;
  border-color: var(--primary-color);
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(255, 87, 34, 0.08);
}

.step-num-badge {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--primary-gradient);
  color: #ffffff;
  font-weight: 800;
  font-size: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 12px auto;
  box-shadow: 0 4px 10px rgba(255, 87, 34, 0.3);
}

.process-step-item h6 {
  font-size: 15px;
  font-weight: 700;
  color: var(--secondary-color);
  margin-bottom: 6px;
}

.process-step-item p {
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.45;
  margin: 0;
}

/* Interactive Embedded EMI Box */
.inline-emi-calc {
  background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  color: #ffffff;
  margin-top: 25px;
  margin-bottom: 30px;
  box-shadow: 0 10px 25px rgba(15, 23, 42, 0.15);
}

.inline-emi-calc .calc-heading {
  font-size: 19px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 4px;
}

.inline-emi-calc .calc-subheading {
  font-size: 13.5px;
  color: #94a3b8;
  margin-bottom: 22px;
}

.calc-slider-group {
  margin-bottom: 18px;
}

.calc-slider-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 6px;
  font-size: 13.5px;
  color: #cbd5e1;
}

.calc-slider-val {
  font-weight: 700;
  color: #ff5722;
  font-size: 15px;
}

.calc-slider-input {
  width: 100%;
  -webkit-appearance: none;
  height: 6px;
  border-radius: 3px;
  background: #334155;
  outline: none;
}

.calc-slider-input::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #ff5722;
  cursor: pointer;
  box-shadow: 0 0 8px rgba(255, 87, 34, 0.5);
}

.calc-result-box {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-md);
  padding: 16px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 18px;
}

.calc-emi-display {
  font-size: 24px;
  font-weight: 800;
  color: #ffffff;
  margin: 0;
}

.calc-emi-display span {
  color: #ff5722;
}

/* FAQ Modern Accordion */
.faq-modern-container {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 15px;
}

.faq-modern-item {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: all 0.2s ease;
}

.faq-modern-item.active {
  border-color: rgba(255, 87, 34, 0.4);
  background: #ffffff;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.04);
}

.faq-modern-header {
  padding: 16px 20px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  user-select: none;
}

.faq-modern-header h6 {
  font-size: 15px;
  font-weight: 700;
  color: var(--secondary-color);
  margin: 0;
  padding-right: 15px;
}

.faq-toggle-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  color: var(--primary-color);
  flex-shrink: 0;
  transition: transform 0.25s ease;
}

.faq-modern-item.active .faq-toggle-icon {
  transform: rotate(180deg);
  background: var(--primary-color);
  color: #ffffff;
  border-color: var(--primary-color);
}

.faq-modern-body {
  padding: 0 20px 18px 20px;
  font-size: 14px;
  color: #475569;
  line-height: 1.65;
  display: none;
}

.faq-modern-item.active .faq-modern-body {
  display: block;
}

/* Bank Partners Mini Bar */
.bank-partner-mini-bar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-top: 15px;
}

.bank-partner-chip {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-sm);
  padding: 6px 12px;
  font-size: 13px;
  font-weight: 600;
  color: #334155;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.bank-partner-chip i {
  color: var(--primary-color);
  font-size: 12px;
}

/* Sidebar Enhanced Styling */
.sidebar-product-group-title {
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--text-light);
  letter-spacing: 0.8px;
  margin: 16px 0 8px 4px;
  display: block;
}

.sidebar-product-group-title:first-child {
  margin-top: 0;
}

.sidebar-contact-card {
  background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  border-radius: var(--radius-lg);
  padding: 24px 20px;
  color: #ffffff;
  margin-top: 24px;
  text-align: center;
  border: 1px solid rgba(255, 255, 255, 0.08);
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.15);
}

.sidebar-contact-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--primary-gradient);
  color: #ffffff;
  font-size: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px auto;
  box-shadow: 0 4px 14px rgba(255, 87, 34, 0.35);
}

.sidebar-contact-card h5 {
  color: #ffffff;
  font-size: 17px;
  font-weight: 700;
  margin-bottom: 6px;
}

.sidebar-contact-card p {
  color: #94a3b8;
  font-size: 13px;
  margin-bottom: 16px;
  line-height: 1.4;
}

.sidebar-contact-card .helpline-link {
  display: block;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: #ffffff !important;
  font-size: 16px;
  font-weight: 800;
  padding: 10px 14px;
  border-radius: var(--radius-md);
  text-decoration: none;
  margin-bottom: 10px;
  transition: all 0.2s ease;
}

.sidebar-contact-card .helpline-link:hover {
  background: var(--primary-color);
  border-color: var(--primary-color);
  color: #ffffff !important;
}

.sidebar-contact-card .email-link {
  color: #cbd5e1 !important;
  font-size: 13px;
  text-decoration: none;
}

.sidebar-trust-box {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-md);
  padding: 16px;
  margin-top: 20px;
}

.sidebar-trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 600;
  color: #334155;
  padding: 6px 0;
}

.sidebar-trust-item i {
  color: #10b981;
  font-size: 14px;
}

/* Bottom CTA Banner */
.product-bottom-cta {
  background: var(--primary-gradient);
  border-radius: var(--radius-lg);
  padding: 32px 30px;
  color: #ffffff;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-top: 30px;
  box-shadow: 0 10px 25px rgba(255, 87, 34, 0.25);
}

.product-bottom-cta h4 {
  color: #ffffff;
  font-size: 22px;
  font-weight: 800;
  margin-bottom: 6px;
}

.product-bottom-cta p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 14px;
  margin: 0;
}

.product-bottom-cta .cta-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}

.btn-cta-white {
  background: #ffffff;
  color: var(--primary-color) !important;
  font-weight: 700;
  padding: 12px 26px;
  border-radius: var(--radius-md);
  font-size: 14.5px;
  text-decoration: none;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
  transition: all 0.2s ease;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.btn-cta-white:hover {
  background: #f8fafc;
  transform: translateY(-2px);
  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.15);
}

.btn-cta-outline {
  background: transparent;
  color: #ffffff !important;
  border: 1.5px solid #ffffff;
  font-weight: 700;
  padding: 10px 22px;
  border-radius: var(--radius-md);
  font-size: 14.5px;
  text-decoration: none;
  transition: all 0.2s ease;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.btn-cta-outline:hover {
  background: rgba(255, 255, 255, 0.15);
}